The Data Insights event, hosed by the National Citizens Advice team was last week, where they spoke about debt and the barriers to recovery. Debt is becoming more varied, with lenders having different priorities and collection practices. This means managing and giving advice on debt is much more complex. A large proportion of that debt is due to government debt, like benefit overpayments or advanced Universal Credit payments. More than half of the people Citizens Advice helps with debt advice are now in a negative budget. But even those who aren’t in a negative budget are struggling.
You can take a closer look at what our data is telling us through the Citizens Advice dashboard.