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What’s an ISA and how does it work?

An Individual Savings Account (ISA) lets you save and invest without paying tax on the interest or returns. There’s various types of ISAs such as cash ISA, stocks and shares ISA and innovative finance ISA. You can open an ISA with banks, building societies, or credit unions in person, online, by post, or by phone.

Tax years run from 6 April to 5 April the following year when your allowance will refresh. The last day to use your annual ISA allowance is April 5th. Take a look at the National Citizens Advice Instagram post for more information.

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