• Cost of Living

    Get help with the cost of living

If you’re struggling with rising household costs, you’re not alone. We offer free, confidential and impartial advice to help you manage bills, increase your income and access local support.

You may also be eligible for support from Hart District Council, including council tax reduction and household support fund.

How we can help you

Help with energy bills

  • Advice on energy debt
  • Payment plans with suppliers
  • Checking if you qualify for government schemes

Help managing debt

  • Budgeting support
  • Debt options
  • Negotiating with creditors
  • Referral to specialist debt advisers

Benefits check

  • Full benefit entitlement check
  • Help applying for Universal Credit, Pension Credit, Council Tax Reduction
  • Help with applications

Help with rent or mortgage

  • Rent arrears advice
  • Housing benefit / Universal Credit housing support
  • Preventing eviction
  • Negotiating with landlords

 

Help with food or essentials

  • Referral to foodbanks
  • Local community pantry information
  • Emergency support options

 

Practical Cost of Living Tips

Here are some practical tips that may help you reduce the cost of every day bills and items.

Energy Saving Tips

  • Check you’re on the best tariff
  • Submit regular meter readings
  • Use energy comparison tools
  • Apply for the Warm Home Discount (if eligible)
  • Reduce standby usage

Food Budget Tips

  • Meal planning
  • Switching supermarkets
  • Using loyalty schemes
  • Checking “reduced” sections
  • Community food projects

Increase Your Income

  • Check for unclaimed benefits
  • Apply for Council Tax Reduction
  • Check eligibility for Pension Credit
  • Review working hours / tax code

Budgeting Tips

  • Track spending
  • Prioritise essential bills
  • Speak to creditors early
  • Avoid high cost credit
Skip to content